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IMPORTANT NOTICE: We’ll soon be updating our Mastercard® credit card rewards from uChoose to 3Rivers Member Rewards! This transition will make for a more seamless experience in accessing and redeeming your rewards—allowing you to get to them right from online and mobile banking. Plus, it’ll offer the same incentives you’ve come to know and love from uChoose.

And don’t worry! Your current uChoose rewards points will roll right on over to our new platform. However, if you’d like to redeem current points for uChoose offerings before the transition, you’ll need to do so by September 12. As of this date, uChoose will no longer be accessible. 3Rivers Member Rewards (and your remaining points) will be available about a week later.

We appreciate your patience and understanding as we make this transition and are confident that you’ll greatly appreciate the enhancements we have in store!



3Rivers Mastercard

3Rivers Platinum Credit Card

You don’t need multiple cards to get the rewards you want. The 3Rivers Mastercard® credit card lets you choose between cash back1, merchandise, gift cards, and travel. We make it easy and give you all the rewards in one easy-to-use card!

There's no balance transfer fee2 and no annual fee2. Plus, the 3Rivers Mastercard credit card is equipped with EMV chip technology to help keep your personal and purchase information more secure.

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Credit Card Balance Transfer Form

Mastercard® Core Benefits

Your 3Rivers Mastercard® comes with many great additions and core benefits, including:

There's no balance transfer fee2 and no annual fee2. Plus, the 3Rivers Mastercard credit card is equipped with EMV chip and contactless payment technology to help keep your personal and purchase information more secure.

Consumer Debit Card Benefits:

• Mastercard ID Theft Protection
• Satisfaction Guarantee
• Mastercard Airport Concierge
• Lost and Stolen Card Reporting
• Emergency Card Replacement
• Emergency Cash Advance
• Extended Warranty

Learn more the details about your 3Rivers debit card benefits.

Consumer Credit Card Benefits:

• Mastercard ID Theft Protection
• Satisfaction Guarantee
• Mastercard Airport Concierge
• Lost and Stolen Card Reporting
• Emergency Card Replacement
• Emergency Cash Advance

Learn more the details about your 3Rivers credit card benefits.

Small Business Debit and Credit Card Benefits:

• Mastercard ID Theft Protection
• Satisfaction Guarantee
• Mastercard Airport Concierge
• Lost and Stolen Card Reporting
• Emergency Card Replacement
• Emergency Cash Advance
• Intuit QuickBooks Online Discount
• Intuit TurboTax Discount
• Mastercard Mobile Receipt Management
• Mastercard Business Assistant
• Wireless Telephone Protection
• MasterRental Insurance Coverage

Learn more the details about your 3Rivers Small Business card benefits

1 The APR is based on cardholder’s creditworthiness but is subject to change if rates increase due to change of index. There is no annual fee and no balance transfer fee for the 3Rivers Mastercard credit card.  Request a copy of the full credit card agreement and disclosure here.
All offers may end at any time without prior notices. There is no annual fee. Annual Percentage Rate based on creditworthiness at the time you open the account.
2 The earning of rewards is equal to 1 point for every $1 transferred or purchases made with the 3Rivers credit card. You choose how you want to use these points to redeem cash back, merchandise, gift cards, or credits for travel or events. Visit our online and mobile banking to create an account and redeem your points. Points can be redeemed at time, but a minimum number of points may be required for redemption of certain rewards. Cash back is in the form of statement credits and is not redeemable by way of cash or check. In the event of returns or credit card refunds, points may be deducted, subject to the 3Rivers Member Rewards terms.

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