2023 Annual Report
3Rivers Board of Directors
- Chairman, Brent Spindler
- Vice Chairman, Clifford Clarke
- Secretary, Duane Dunkin
- Treasurer, Mark Kern
- Director, Don Greer
- Director, Ken Gerke
- Director, Steve Hinton
- Director, Britny Berndt
- Director, Terrill Vieth
- Director Emeritus, Steve Singer
- Associate Director, Sarah Mitchell
The Supervisory Committee is appointed by the Board of Directors in accordance with the Federal Credit Union Act. The Committee independently evaluates the soundness of our operations and activities, ensuring that management implements sound internal controls and maintains practices and procedures that adhere to generally accepted accounting principles. In doing so, they carry out the following primary responsibilities:
- compliance with regulations, policies, and procedures
- safeguarding of assets
- protection of members’ funds and interests
- reliability of financial records
The Committee meets regularly to review and discuss internal controls as well as auditing matters. To assist with these responsibilities, the Committee retains the services of several independent accounting firms to perform annual financial audits, analysis of operational practices, adherence to regulations, and information technology general controls. During 2022, audits were performed by Crowe, LLP; BKD, LLP; and others.
Based on the results of these external audits, as well as an examination conducted by the National Credit Union Administration (NCUA), we conclude that 3Rivers is a financially healthy credit union and is being operated safely and soundly while providing quality member service.
